The Best Commercial Auto & Business Insurance Companies in 2024
Top Provider
- Save up to 18% with Smart Haul™
- America’s #1 Commercial Auto Insurer
- Instant online quotes & expert coverage support
- Coverage for all vehicles: vans, trucks & more
- Flexible billing and payment options
- Available in most US states (Washington, D.C. excluded)
- Up to 25% lower rates than competitors
- Trusted by 500,000+ small businesses
- Specialized coverage for 1,000+ business types
- Get covered online in minutes
- Claims decisions within 48 hours guaranteed
- Instant digital proof of insurance via mobile app
Understanding Commercial Business Insurance Coverage
Choosing the right insurance coverage is crucial for protecting your business from potential risks and liabilities. Different businesses require different types of coverage based on their specific needs and industry requirements.
Commercial Auto Insurance
If your business uses vehicles for operations, commercial auto insurance is essential. This coverage protects company vehicles and drivers, and can include:
- Liability coverage for accidents
- Physical damage protection
- Coverage for rented and non-owned vehicles
- Cargo and equipment coverage
General Business Insurance
General business insurance provides comprehensive coverage for various aspects of your operations, including:
- General liability protection
- Property damage coverage
- Professional liability insurance
- Workers’ compensation