Best Commercial Auto & Business Insurance Providers in 2025

Find the perfect coverage for your business needs from commercial auto to comprehensive business protection.

Julian, Author
Last updated: April, 2025

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10
Whether you need coverage for a single business vehicle or an entire fleet, Progressive offers customizable commercial auto insurance with competitive rates and instant quotes.
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9.4
NEXT delivers commercial auto coverage built for small businesses, offering transparent digital quotes, customized coverage options, and guaranteed 48-hour claim decisions.
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9.3
Whether you're a small business owner with a single company vehicle or managing a commercial fleet, biBERK offers straightforward commercial auto coverage with competitive direct-to-consumer rates.
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Protect your business, and pay less for it.

The vehicles in your business are its lifeblood, but they shouldn’t cost the world to insure. Paying a little each month keeps your business running, and protects you against any unexpected liability costs. We work with the biggest, and most trusted businesses – giving you piece of mind.

Stay working with an extensive repair network.

Protecting against liability is important, but getting back on the road and working is arguably the most important benefit of commercial auto insurance. Each supplier we work with has varying repair options, we personally recommend Progressive. Progressive has 24/7 claims support, and a nationwide repair network – so if anything unexpected happens to your vehicles, you can avoid any downtime and keep your business thriving.

Liability insurance is a must – legally and financially.

In 48 out of 50 states it is a requirement to have commercial auto insurance for any vehicles being used for business purposes. Legally you need it, but the liability protection it provides is arguably even more compelling. This is because commercial auto insurance protects damage you may be liable for beyond your vehicle. While normal auto insurance can cover repairs to someone else’s vehicle if you damage it, it doesn’t cover any property, grounds, or other damage your vehicle causes to a client. Commercial auto insurance keeps you safe from any damage costs you may be responsible.

Providers
Features
Rating
Further info
Best Value
  • Save up to 18% with Smart Haul™
  • America’s #1 Commercial Auto Insurer
  • Instant online quotes & expert coverage support
  • Coverage for all vehicles: vans, trucks & more
  • Flexible billing and payment options
  • Available in most US states (Washington, D.C. excluded)
10
We score our brand partner based on: Successful matches, brand engagement and coverage.
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Industry Leader

As America’s #1 commercial auto insurer, Progressive delivers comprehensive coverage at competitive rates. They stand out by making insurance simple with instant online quotes, flexible payments, and 24/7 claims support nationwide. Whether you have one vehicle or a full fleet, their straightforward process and customizable coverage make them the smart choice for business protection in 2024.

9.4
We score our brand partner based on: Successful matches, brand engagement and coverage.
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Small Business Experts

NEXT has quickly become a leader in commercial auto insurance by combining cutting-edge technology with expertise to deliver affordable coverage. Their streamlined digital platform handles everything from instant quotes to certificates and policy management. Whether you’re a self-employed contractor or managing multiple vehicles, NEXT’s straightforward online experience makes protecting your business simple and cost-effective in 2024. Visit their website today to see how much you could save with their modern approach to commercial auto insurance.

  • Save up to 20%
  • Commercial Auto policies as low as $49/month
  • Buy online in 5 minutes
  • Over 500,000 small business owners served
  • Coverage available in select states - Check availability ↓
9.3
We score our brand partner based on: Successful matches, brand engagement and coverage.
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No-Middleman Insurer

biBERK provides comprehensive commercial auto insurance that protects vehicles used in conducting business, from cars and pickup trucks to food trucks and emergency vehicles. Their coverage includes essential protections like bodily injury liability, property damage, collision, and comprehensive coverage for non-collision incidents like theft and vandalism. Whether you’re in the for-hire transportation industry or just need coverage for your business vehicles, biBERK provides the financial protection and peace of mind needed to keep your business moving forward in 2025.

Currently serving Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Maryland, Michigan, Missouri, Nevada, New Jersey, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and Wisconsin.

  • Multi-policy, paid-in-full & fleet discounts available
  • Accepts foreign licenses
  • Automatic new hire coverage
  • Comprehensive trailer insurance options
9.1
We score our brand partner based on: Successful matches, brand engagement and coverage.

As a trusted leader in commercial auto insurance, IIA delivers personalized coverage backed by decades of reliability and integrity. Their dedicated team provides end-to-end support, making insurance straightforward and stress-free for businesses of all sizes. From customizable coverage options to flexible payment plans, IIA’s commitment to personalized service and supportive guidance sets them apart in protecting your business vehicles.

  • Limited in-person support options available
  • Over 70 years of commercial vehicle expertise
  • Coverage for all vehicle types (cars to semi-trucks)
  • Customized policies with higher coverage limits
7.9
We score our brand partner based on: Successful matches, brand engagement and coverage.
  • No roadside assistance
  • 200+ years serving customers
  • Customizable coverage
  • Small business insurance as low as $25/month
7.7
We score our brand partner based on: Successful matches, brand engagement and coverage.

How we help you choose

We review and summarize the key details about each provider, so you can easily compare your commercial auto and business insurance options. We analyze costs, coverage, and key features – you focus on finding your best match.

View Top Provider Comparison ↓
Market Leader
  • Save up to 18% with Smart Haul™
  • America’s #1 Commercial Auto Insurer
  • Instant online quotes & expert coverage support
  • Coverage for all vehicles: vans, trucks & more
  • Flexible billing and payment options
  • Available in most US states (Washington, D.C. excluded)
10
We score our brand partner based on: Successful matches, brand engagement and coverage.
Get a Free Quote
Industry Leader

As America’s #1 commercial auto insurer, Progressive delivers comprehensive coverage at competitive rates. They stand out by making insurance simple with instant online quotes, flexible payments, and 24/7 claims support nationwide. Whether you have one vehicle or a full fleet, their straightforward process and customizable coverage make them the smart choice for business protection in 2024.